As part of our commitment to making veterinary care accessible to all, Western Veterinary Hospital is proud to be able to offer financing options to our clients through programs such as CareCredit and Scratchpay. Learn more about your financing options below.

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CareCredit

CareCredit's card provides a more flexible option for assisting in the payment of your veterinary expenses than traditional financing plans. 

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CareCredit FAQs

The following are some of the most common questions our vets get about financing our patients' care through CareCredit.

  • What is CareCredit?

    CareCredit is a healthcare credit card. It can serve as a way to pay for a variety of medical expenses, including your pet's veterinary care in convenient monthly payments.

    The CareCredit card is accepted at over 250,000 clinics and healthcare providers across the country such as Western Veterinary Hospital.

  • How do I apply for a CareCredit card?

    The fastest way to see if you may be able to qualify for a CareCredit card is to visit their website here. There you will be told whether you pre-qualify for a card or not, along with an estimate of what your likely credit limit will be.

    After checking whether you pre-qualify, you can either apply online at the link above, by phone or in person at our San Angelo clinic or another participating healthcare office.

    *Applicants must be at least 21 years of age to apply by phone (must be 18 or older to apply through other means). Applicants by phone must have written copy of the credit card agreement before proceeding, which can be printed from carecredit.com or can be obtained from our clinic.

  • How do I use my CareCredit card?

    You can use your CareCredit card just like you use any other credit card.

    As long as you stay within your credit limit, you can use your card to pay for any veterinary expenses you may have at Western Veterinary Hospital or other participating healthcare providers without needing to apply each time.

  • Where can I use my CareCredit card?

    You can use your CareCredit card at any of the 250,000 participating healthcare providers, clinics and certain retail locations across the country.

    CareCredit offers a tool on their website that shows you healthcare clinics and retail locations in your area that accept the CareCredit card.

    Find Out Where You Can Use Your CareCredit Card

Scratchpay

Scratchpay offers flexible payment plans for your pet's veterinary care, making sure you get approved and your pet's care is covered when you need it most.

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Scratchpay FAQs

The following are some of the FAQs asked by our patients about the financing options provided by Scratchpay.

  • What is Scratchpay?

    Scratchpay is a simple financing solution, designed to provide simple and transparent payment plans for financing the costs associated with veterinary care in addition to other healthcare costs.

  • Is Scratchpay accepted by all veterinary clinics?

    No. Scratchpay is exclusively accepted at partner clinics that have registered to provide their clients these services, such as Western Veterinary Hospital.

  • How do I apply for Scratchpay?

    Applicants for Scratchpay financing must be U.S. Residents that are 18 years of age or older. Children under the age of 18 are not eligible to participate in the offerings on this website.

    You can apply for a Scratchpay payment plan from any internet-connected device at the link to the left and receive a decision instantly without any hard credit checks that may impact your credit score.

    There is no need to wait until you arrive at our San Angelo office to apply.  We recommend, however, that you contact us in advance for an estimate of the cost of care before applying for Scratchpay.

    If you have any questions before your application, our veterinary team would be more than happy to address them at your appointment or by phone.

  • What kind of medical bills can I use Scratchpay to pay?

    As long as your veterinarian is a Scratchpay partner like Western Veterinary Hospital, you can apply to use Scratchpay to create payment plans for as may expenses as you need.

    Applying will not affect your credit score and you will be informed about what plans are available for your pet's care within seconds of applying.